Re: [OPE-L] "A financial September 11: Lessons of the banking crisis"

From: Philip Dunn (hyl0morph@YAHOO.CO.UK)
Date: Thu Sep 27 2007 - 15:59:25 EDT


I read the first paragraph of part 1. According to Alan Woods, if
Northern Rock had no depositors they would have been all right since
there could not have been a run on it. The problem was that NR had been
offering 125% mortgages at initially low rates to possibly sub-prime
borrowers. Other banks, already chary of lending to each other even for
30 days, did not fancy the bet.

The depositors were totally irrational.

The foregoing notwithstanding, I have moved all my money out of mortgage
banks.

On Thu, 2007-09-27 at 14:55 -0400, glevy@PRATT.EDU wrote:
> > May be it's me who does not understand the complexity
> > of the theory, but I find all such pieces to be full
> > of theoretical confusions and mixing of cause and
> > effect.
>
> Hi Ajit:
>
> Here's another article (in this case by Alan Woods)that you (and Jurriaan,
> for different reasons) almost certainly won't like:
>
> <http://www.marxist.com/financial-sept-11-part-one.htm>
> <http://www.marxist.com/financial-sept-11-part-two.htm>
>
> It's very odd to call the current situation a "financial September 11",
> isn't it?  No one is actually suggesting that there were forces who
> conspired to bring about the sub-prime housing crisis, after all.  (NB:
> regardless of who you believe was responsible for 9/11, _everyone_ agrees
> there _was_ a conspiracy.  As Richard Curtis pointed out recently, it's
> really a question of _which_ conspiracy theory you accept, the official
> state theory or alternative explanations).
>
> In any event, I'd be interested in hearing what you and others on the list
> think are the causes of the current financial "crisis" (I put that in
> quotes because you or others on the list may or may not believe there is a
> crisis ...yet)?
>
> In solidarity, Jerry





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