[OPE-L:7236] Re: Re: Re: Re: Re: Re: Re: fundamentalism

From: Rakesh Bhandari (rakeshb@stanford.edu)
Date: Wed May 22 2002 - 03:56:59 EDT


Paul B,
I hate to say it, but your excellent response proves my point. See 
how productive it has proven to have engaged Fine's criticism. Your 
reply is truly stimulating. Yet  because of the complexity of the 
issues and you did add quite a bit of complexity to the discussion, 
I find that I cannot make a reasonable response at this time. I do 
hope others engage you. I'll just make a short off the topic comment.

>
>
>WHILST THE STATE  DEFICIT EXPANDED AND THE PROPORTION OF STATE 
>EXPENDITURE TO GDP ROSE, THE KEY TO THE INFLATION WAS THE INCREASE 
>IN  COMMERCIAL DEBT AS PROFITABILITY COLLAPSED. THE STATE WAS AND IS 
>ALWAYS A SECONDAY MOMENT.   OF COURSE THE BANKS TEND TO BE IMPORTANT 
>HOLDERS OF STATE DEBT NOTES AND THESE BANKING 'ASSETS' ALLOW THE 
>FURTHER EXPANSION OF NEW CREDITS. HOWEVER FOR YEARS IN THE UK , AS 
>PROFITABILITY BECAME MORE DIFFICULT, THE STATE RELAXED ITS 
>RESTRAINTS ON BANK LENDING, REDUCING LIQUIDITY AND CASH RATIOS. THIS 
>WAS  AS A RESULT OF THE BANKS OWN DEMAND TO BE FREED TO MEET THE 
>NEED FOR CREDITS BY THE NON BANKING SECTOR. THE IMPETUS IS ALWAYS, 
>AT BASE,  FROM  THE NEEDS OF CAPITAL  TO  CIRCULATE. IN ORDER TO 
>ACCUMULATE.

One interesting development in the US is that the Treasury Dept 
through the OCC (office of comptroller?) seems to have been forcing 
banks to tighten up their lending criteria in this downturn. This has 
led to howls of a credit crunch by small and medium sized business in 
the pages of the Wall Street Journal. The OCC has justified itself by 
pointing to the damage done by the piercing of the tech bubble to the 
banks' asset sheets. But the tightness imposed by the OCC seems to 
have counteracted to some extent Greenspan's monetary stimulus.




>SO YES OF COURSE THE STATE PLAYS 'A MAJOR ROLE' IN DEFICIT 
>FINANCING. THE SECTION YOU QUOTE BELOW IS A DESCRIPTION THAT 
>SUMMARISES THE ANALYTICAL PARTS OF THE LONG ARTICLE.

Now I think you are giving too small a role to central bank 
accomodation of govt deficit financing in the runaway inflation of 
the 70s. But this is a specialist topic for you and others on the 
list to pursue..

All the best, Rakesh



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